
Insurance lowballs theft claims by undervaluing belongings and excluding items they claim "weren't proven." We document every loss and fight for full replacement value.
After a burglary, insurance asks for a list of stolen items.
Sounds simple. But the moment you submit that list, they start finding reasons to pay less:
"You don't have receipts for these items"
"We're only paying actual cash value, not replacement cost"
"This jewelry wasn't listed on a rider, so it's excluded"
"These electronics are depreciated to almost nothing"
Every item gets challenged. Every value gets reduced.
Most homeowners accept the settlement without realizing they could have documented proof of ownership through credit card statements, photos, serial numbers, and professional appraisals.
Diamond Adjustment builds claims that can't be lowballed.
We help you reconstruct proof of ownership using bank records, online purchase history, photos from social media, and witness statements. We value items at full replacement cost - not what insurance wants to depreciate them to. We handle specialty items (jewelry, art, collectibles) with professional appraisers.
What We Do For You:
Complete Loss Documentation:
Full inventory reconstruction using all available proof sources
Credit card and bank statement analysis to verify purchases
Photos, videos, and social media documentation review
Serial number tracking and manufacturer verification
Professional appraisals for high-value items (jewelry, art, electronics)
Damage Assessment Beyond Theft:
Property damage from break-in (doors, windows, locks)
Vandalism and destruction during burglary
Security system upgrades required after break-in
Temporary security measures and emergency repairs
Full Claim Handling:
Negotiation for full replacement cost, not depreciated value
Specialty rider claims for jewelry, collectibles, and high-value items
Police report coordination and evidence documentation
Complete claim negotiation until every item is paid fairly
Free Theft Claim Review: We assess what was stolen, what proof exists, and what your claim is actually worth.
What Homeowners Say After Getting Paid Correctly
Trusted in NY, NJ, and CT, we handle claims from start to finish.
Don't Fight the Insurance
Company Alone
Free claim review. Same-day response. Attorney-backed
representation. Zero risk.







