Most homeowners accept the first insurance offer without realizing three things:

1. The offer is 50-70% below actual loss value

2. You can reopen claims if new damage is found

3. You can challenge settlements if you were misled or uninformed

   
   

Insurance companies count on you accepting the first check and moving on. They don't tell you that hidden damage discovered later can reopen the claim. They don't mention that if they misrepresented coverage, the settlement can be challenged.

Diamond Adjustment specializes in claims everyone else gave up on.

We review your original settlement, find what was missed or undervalued, and determine if the claim can be reopened. In many cases, we find hidden damage that wasn't discovered during the initial inspection - which gives us grounds to renegotiate.

What We Do For You:

Complete Claim Review:

• Original settlement analysis and damage re-assessment

• Hidden damage inspection using thermal imaging and moisture meters

• Policy review to identify coverage that wasn't applied

• Documentation gaps that led to underpayment

• Contractor estimates showing actual repair costs vs. what was paid

  
  

Claim Reopening Strategy:

• New damage discovery documentation

• Proof of misrepresentation or bad faith by insurance

• Additional living expenses not included in original settlement

• Code upgrade costs excluded from initial payout

• Depreciation recovery for replacement cost policies

  
  

Full Renegotiation:

• Supplemental claim filing for newly discovered damage

• Attorney-backed appeals when insurance refuses reopening

• Appraisal clause invocation when negotiation stalls

• Complete claim management until full settlement is reached

  
  

Free Underpaid Claim Review: We assess your original settlement, inspect for hidden damage, and determine if your claim can be increased.