The moment you report a fire claim, Insurance Companies sends their adjuster.

They'll document charred walls, burned furniture, and visible smoke stains. Then they'll leave - with half your damage undocumented.

Here's what they won't check:

Smoke inside every air duct. Heat damage that warped framing behind drywall. Water from firefighters soaked into subfloors and wall cavities. Soot embedded in insulation throughout the home. Structural weakening you can't see until walls are opened.

By the time they're gone, your payout is already determined. And it's too low.

Insurance adjusters spend 30-45 minutes at fire scenes. They document what's obvious and move on. They know hidden damage exists - they just don't want to pay for it unless you can prove it.

When you call us first, we're there when they are.

We document everything before they can minimize it. We use thermal imaging to find heat damage behind surfaces. We test air quality for smoke contamination. We trace water paths under floors and behind cabinets. We set the baseline high - so their lowball offer never becomes your settlement.

What We Do For You:

Complete Fire Damage Documentation:

• Structural inspection for heat damage to framing, joists, and load-bearing elements

• Smoke infiltration mapping through HVAC systems, air ducts, and wall cavities

• Soot contamination assessment in insulation, wiring, and hidden spaces

• Thermal imaging to detect heat damage not visible to the eye

• Contents inventory with professional valuation of damaged belongings

Water Damage from Firefighting:

• Moisture detection under floors, behind walls, and in ceilings

• Subfloor saturation assessment requiring replacement

• Electrical system exposure and safety hazard documentation

• Mold risk evaluation (mold starts growing in 24-48 hours)

• Structural water damage separate from fire damage

Secondary & Long-Term Issues:

• Odor remediation requirements throughout the property

• Air quality testing for smoke particulate contamination

• HVAC system cleaning or replacement due to smoke damage

• Appliance and mechanical system failures from heat exposure

• Code compliance upgrades required during restoration

Full Claim Handling:

• Policy review by licensed attorney to maximize coverage

• Meeting insurance adjusters on-site to ensure proper documentation

• Contractor coordination for accurate repair cost estimates

• Complete negotiation including all fire, smoke, and water losses

• Additional Living Expenses (ALE) for temporary housing during repairs

• Appeals and denial reversals when insurance undervalues claims

  
  

Free Fire Claim Review: We inspect all damage, review your policy, and determine if your offer matches the real repair cost.

 We can still help after the fact,
but it’s always better to get it right from the beginning.